Terms and Conditions


Terms and Conditions of Membership of Credit Surge (formally know as Get20kcredit)

This website/membership is owned and operated by Capital Financial Solutions LLC. 

By accessing this specific area of this website, you agree to the following terms and conditions of the membership which has the same force and effect as signing this agreement by hand. Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision.

Representations & Liabilities:

You have read, understood, and agreed to every provision of this Agreement, including any attachments, exhibits, and amendments thereto.

For purposes of this Agreement, the term “Member” refers to the individual that purchases access into this membership website.

By entering into this Agreement, you are becoming a Member of Credit Surge, an online consulting firm. No other relationship is created by joining this membership, including, but not limited to, the following: independent contractor, shareholder, agency, partnership, employee or joint venture.

You understand that the information provided is for informational and entertainment purposes only. This membership will provide you with tips and ideas for improving your financial profile and you are solely responsible for any action you take based on the content therein and any opinions or templates are provided as examples only. We do not promote or encourage our members to make any false statements to the credit bureaus, your creditors or debt collectors.

You further warrant and represent that all content of your correspondences are created by you and not Credit Surge, and none of the facts, opinions or other substantive content on your communications were provided by Credit Surge.

Credit Surge makes no representations or warranties regarding any results from your participating in this membership program.

You represent and warrant that your communications will not contain any materials that are illegal and that your websites are not operated for an illegal purpose or in an illegal manner and You agree to abide by all applicable rules and laws governing your actions.

You will not smear, slander, defame, or disparage any competitors, company or individual entity, or any words that are meant to mislead a company, customer or consumer.

You will ensure that all content you create is accurate, true and up-to-date.

Credit Surge is not responsible for any matter pertaining to your efforts to improve your financial profile, or content thereof, and you hold harmless from any and all claims, suits, threats, demands, liabilities, actions, causes of action related in any way to your actions and business. As with the purchase of any product or service through any medium or in any environment, you should exercise caution where appropriate.

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, incidental, special, exemplary, special or punitive damages including lost profit, lost revenue, loss of dat or other damages arising from your use of the site, even if we have been advised of the possibility of such damages.

Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the lesser of the amount paid, if any, by you to us during a 4 month period prior to any cause of action arising. There are certain state laws that do not allow limitations on implied warranties or the exclusion or limitation of certain damages. Such indemnity includes Credit Surge’s costs and attorneys fees in defending any such matter.

Credit Surge has no ability or duty to control your conduct except for its ability to enforce this agreement and its terms.

Miscellaneous: You hereby waive any and all defenses you may have based on the electronic form of these Terms and Conditions and the lack of signing by the parties hereto to execute these Terms and Conditions.

Refund & Billing Policy:

Credit Card Description: Your credit card statement will show a charge from “MB Consulting Group”.


You will be charged $199 for your order. If you find for any reason you are not satisfied with your order, you can request a full refund within 3 business days for a 100% money-back guarantee. No questions asked. You must email us at get20kcredit@gmail.com in order to request a full refund.


You agree that you are the primary cardholder of the credit card or authorized user thereof used to join our membership website and that you have the right to enter into this Agreement by submitting a valid payment. Your IP address will be captured upon payment of the product.

Entire Agreement:

This Agreement sets forth the entire agreement and understanding between the parties with respect to the subject matter hereof and supersedes any and all prior discussions, understandings, agreements, representations, warranties, or covenants between the parties related to the subject matter hereof. This Agreement may only be amended in writing signed by an authorized representative of each of the parties, except as otherwise stated herein. If any provisions or term of this Agreement is held to be invalid for any reason, it shall not affect the enforceability of the remainder of this Agreement or any other terms or conditions of this Agreement.

User Date:

We will maintain certain data that you transmit to the Site for the purpose of managing the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site.

You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

Electronic Communication: YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.


If you decide to become an affiliate of any entity and are compensated by that entity, you must include a disclosure on each page of your website and on all marketing material about your relationship with that entity. You must clearly and prominently include this disclosure in writing in a type size and location sufficiently noticeable for an ordinary consumer to read and comprehend it.

Contact Us: If you have any questions, comments, or concerns about this Policy, please contact get20kcredit@gmail.com – Or you can contact us at 301-744-7811.


If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.